Technical Product Manager - Risk Engine (m/f/d)

Everyone’s story matters. Come shape your story with us at Riverty.
But where does that take you?

To one of our 30 hybrid workspaces – designed for exchanging ideas, learning from others, and shaping the way we work. An international community of over 4,000 people, representing almost 80 nationalities across 11 countries. United by one mission: Combining empathy, advanced technology and data-driven insights to keep people and businesses in flow. With payments made for them. So that they don’t have to worry about it.

And there’s more. We are part of the family-owned Bertelsmann group. Established. Corporate. In a fast-paced industry. We enable flexible payments in various industries, simplifying the financial management of known brands and helping people repay debt to build financial confidence. In short: shaping FinTech.

As a Product Manager in Customer Risk, you will be part of a cross-functional, agile product team that is responsible for our central risk decision engine in the area of e-commerce, payments, and banking. Your mission is to drive the evolution of the Risk Decision Workflow Engine - balancing fraud and credit risk mitigation, acceptance rates, compliance, and scalability, while ensuring real business impact across multiple product lines. This is a hands-on opportunity to help build and improve how risk and fraud prevention are designed and operated across our systems - combining analytical thinking with technical problem-solving in the payments domain.

Key responsibilities
* Own and evolve the Risk Decision Workflow Engine roadmap, with a focus on fraud prevention, credit risk and creditworthiness assessment, compliance with regulatory frameworks, and decision workflows across products and markets
* Work hands-on within our Risk Decision Workflow Engine, maintaining and adjusting decision logic, workflows, and configurations directly on the platform in close collaboration with our engineering and risk teams
* Drive end-to-end product execution, partnering with engineering, fraud and risk product managers, data science, and product teams to deliver scalable decisioning solutions for internal and external stakeholders
* Enable and scale machine learning–based decisioning together with our Data Science teams, including experimentation and performance optimization
* Evaluate and integrate new data sources, technologies, and external providers to improve decision quality

Skills and qualifications
* 3+ years of experience in product ownership, IT business analysis, or risk analysis within technology-driven environments, with the ability to take end-to-end product responsibility
* Proven ability to solve complex problems, understanding system dependencies and business constraints
* Experience working with workflow engines or rule-based systems; alternatively, experience designing decision flows or process models in workflow-driven environments
* Programming skills in any language, ideally with exposure to backend systems; knowledge of JavaScript/TypeScript is a plus
* Strong analytical mindset with experience in data analysis or processing, e.g. using SQL, Python
* Fluency in English as the main working language
* Willing to move quickly and decisively to resolve urgent problems
* Ideally experience in the e-commerce, fintech, or payments domain

Our plus points:
* Inclusive and valuing culture: At Riverty, you can be who you are. We strive to create an inclusive environment and an appreciative culture, enhanced by our employee networks.
* Health & Wellbeing: Your physical and mental health is important to us. Take advantage of our various preventive care and support services.
* Professional and Personal Development: Take advantage of our numerous training and development opportunities. Benefit, for example, from training courses offered by Bertelsmann University, language courses or leadership trainings.
* Monetary Benefits & Discounts: Know that you're appreciated with plenty of employee benefits & discounts just for you.
* Flexibility: Our diverse working models empower you to customize your work to perfectly align with your preferences. Benefit from mobile office, flexible working hours and part-time models.
More information on riverty.com/careers. Are you already convinced? Then we look forward to receiving your online application – with just a few clicks.

Equal Opportunity Employer Statement
We want to be a fair and inclusive employer. We value the diverse perspectives that a diverse workforce brings to the table. Therefore, we are actively looking for people who enrich our company through their identity, background and personal experiences, with or without a disability.

Company: Riverty GmbH| Job ID: 287080